What Are Cash App Daily Limits? Everything You Need to Know

[Sandeep Koli]

Cash App has become a widely-used digital payment platform for quick peer-to-peer transfers, online purchases, and even cryptocurrency trading. However, one crucial factor that every user must be aware of is Cash App’s daily limits. These limits impact how much you can send, receive, withdraw, or spend in a 24-hour period.

Understanding Cash App daily limits is essential for personal finance management, especially if you use the app frequently or rely on it for business transactions. Let’s break down everything from sending and receiving limits to Bitcoin transactions, ATM withdrawals, and how you can increase your Cash App limits for more flexibility.

Cash App Sending Limits for Unverified or Verified Users

Cash App applies different sending limits based on your verification status.

Unverified Accounts:

Can send up to $250 within a 7-day periodCannot exceed $1,000 in receiving funds within a 30-day period

Unverified accounts only need a phone number or email to operate, but the limits are highly restrictive.

Verified Accounts:

After verifying your identity using your full name, date of birth, and the last four digits of your Social Security Number (SSN), your limits increase substantially:

Can send up to $7,500 per weekUnlimited receiving capacity

Verification not only increases your sending cap but also unlocks access to additional features such as Bitcoin trading, Direct Deposit, and Cash Card usage.

Cash App Receiving Money: Is There a Daily Cap?

There is no daily cap on how much money a verified user can receive. Cash App allows verified users to receive unlimited funds, whether from friends, clients, or employers.

However, unverified users are limited to receiving up to $1,000 within any 30-day period. If you exceed Cash App limit, you’ll be prompted to verify your identity.

Cash App Daily ATM Withdrawal Limits

Cash App offers a Cash Card, a customizable Visa debit card linked directly to your Cash App balance. This card can be used to withdraw cash at ATMs.

Here are the Cash App ATM withdrawal limits:

$310 per transaction$1,000 in a 24-hour period$1,000 in a 7-day period

It’s important to note that Cash App charges a $2.50 fee per ATM withdrawal, in addition to any fees charged by the ATM provider. If you receive at least $300 per month in Direct Deposits, Cash App reimburses up to three ATM fees per 31-day period.

Cash App Cash Card Purchase Limits

Using the Cash Card for purchases is convenient, but it also comes with set limits to prevent abuse and fraud.

Here are the Cash App daily spending limits with the Cash Card:

$7,000 per transaction$7,000 per day$10,000 per week$25,000 per month

These limits apply across all types of transactions including in-store, online, and mobile payments.

Cash App Daily Bitcoin Purchase and Withdrawal Limits

Cash App allows users to buy, sell, and transfer Bitcoin directly through the app. These crypto-related activities are also subject to specific daily limits.

Cash App Bitcoin Purchase Limits:

Up to $100,000 in Bitcoin purchases per week

Cash App Bitcoin Withdrawal Limits:

Cash App Daily Bitcoin withdrawal limit: $2,000 worth of BitcoinCash App Weekly Bitcoin withdrawal limit: $5,000

Withdrawals are typically processed within a few hours but may take longer based on blockchain congestion or security checks.

How to Increase Your Cash App Daily Limits?

If the default limits aren’t sufficient, you can raise your Cash App limits by completing the identity verification process.

Here’s how:

Open Cash AppTap on your profile iconSelect “Personal”Enter your full legal name, date of birth, and last 4 digits of your SSNSubmit the information and wait for approval

Once verified, your limits for sending, receiving, Bitcoin transactions, and Cash Card usage will increase automatically. You’ll also gain access to features like Direct Deposit, Tax Refunds, and ATM reimbursements.

What Happens If You Hit Your Cash App Daily Limit?

When you hit your Cash App daily limit:

Your transactions will be declinedYou’ll receive an in-app notificationYou may be prompted to verify your account if you haven’t already

To continue using Cash App without interruptions, plan your transactions accordingly or request a limit increase via verification.

Final Thought

Cash App is a powerful financial tool, but it comes with strict daily, weekly, and monthly limits that depend heavily on whether your account is verified or not. Whether you’re sending money to friends, buying Bitcoin, or withdrawing cash from an ATM, staying informed about these limits ensures smooth financial operations without unexpected roadblocks.