What Is the Maximum Daily, Weekly, and ATM Withdrawal Limit on Cash App?

[Sandeep Koli]

Cash App has become a preferred platform for millions to send, receive, and manage money effortlessly. However, many users often find themselves asking: “What is the maximum daily ATM withdrawal limit on Cash App?” In this guide, we break down the specific Cash App withdrawal limits for verified and unverified accounts, how to increase those limits, and key tips to manage your funds effectively.

Understanding Cash App Withdrawal Limits

Cash App enforces different withdrawal limits depending on the type of transaction and whether the account is verified. These limits are placed to protect users from unauthorized activity and fraud.

Cash App ATM Withdrawal Limit

For users accessing funds through ATMs using the Cash App Card, here are the applicable limits:

Cash App Daily ATM withdrawal limit:
$1,000 per day
Cash App Weekly ATM withdrawal limit: $1,000 per 7-day period
Cash App Monthly ATM withdrawal limit: $1,250 per 30-day period

These limits apply specifically to ATM transactions and reset based on a rolling window, not a fixed calendar day/week/month.

Cash App Cash-Out Limits to Bank Accounts

When transferring funds from Cash App to a linked bank account, known as Cash Out, the limits vary based on account verification status.

Unverified Cash App Accounts:

Cash App Weekly send limit:
$250
Cash App Monthly receiving limit:
$1,000
Cash-outs
are limited to the balance within these thresholds.

Verified Cash App Accounts:

Once your identity is verified (using full name, DOB, and SSN), you gain access to higher limits:

Cash App Daily cash-out limit:
Up to $25,000 per transaction
Cash App Weekly cash-out limit:
Up to $25,000 total
You can
initiate multiple instant or standard transfers within this limit.

Verification significantly increases both your sending and receiving power, allowing for more flexibility.

How to Check Your Cash App Withdrawal Limits

To view your current Cash App limits, follow these steps:

1. Open the Cash App.

2. Tap on your profile icon at the top right.

3. Select “Limits” under the Settings section.

4. Here, you can view your sending, receiving, and ATM withdrawal limits.

Always keep an eye on these limits to avoid declined transactions or account restrictions.

How to Increase Your Cash App Withdrawal Limits

To increase your withdrawal limits on Cash App, you need to complete identity verification:

Go to your
profile and input:

Full legal
name
Date of
birth
Last four
digits of your SSN

After submission, most accounts are verified within minutes. Once verified, your ATM, cash-out, and transaction limits will automatically increase.

For users requiring higher withdrawal thresholds, Cash App does not currently offer business accounts with custom limits, but you can split large transactions across multiple days or weeks as a workaround.

ATM Fees and Reimbursement with Cash App

Cash App charges a $2.50 fee per ATM withdrawal, but users with direct deposits totaling $300+ per month receive:

Unlimited
ATM fee reimbursements from
Cash App
Instant
reimbursements after the
ATM withdrawal is processed

This benefit resets each month and encourages users to deposit paychecks directly into their Cash App accounts.

Tips to Maximize Cash App Withdrawal Capabilities

To stay within limits while making the most of Cash App:

Time your
withdrawals: Know when
your limits reset and plan accordingly.
Use multiple
withdrawals over
several days to reach larger totals.
Enable
Direct Deposit: Get ATM
reimbursements and faster access to funds.
Link
multiple bank accounts: Cash
out to different banks to diversify fund access.
Track limits
regularly: Avoid
unexpected declines by reviewing your limit status in-app.

Cash App Limits for Sending and Receiving Funds

Beyond ATM and cash-out limits, Cash App also imposes transaction limits:

Sending Limits:

Unverified
users: $250 per week
Verified
users: Up to $7,500 per week
and unlimited receiving

Receiving Limits:

Unverified
accounts: Up to
$1,000 per 30 days
Verified
accounts: No
receiving limit

Instant vs. Standard Withdrawal Options

Cash App offers two withdrawal options to move funds from your account to a bank:

Standard
Withdrawal:

Takes 1–3
business days
Free of
charge

Instant
Withdrawal:

Arrives within
minutes
Charges a
fee of 0.5%–1.75% of the total amount (minimum $0.25)

Use Instant Withdrawals only when urgent, otherwise standard cash-outs help you avoid fees.

Common Issues with ATM Withdrawals on Cash App

Occasionally, users report issues such as declined ATM withdrawals, even when under limit. Common reasons include:

Insufficient
funds in Cash App balance
Using a non-participating
ATM network
Exceeding
ATM provider’s per-transaction limits
Temporary
holds or security flags on the
account

To resolve such issues, check your Cash App balance, withdraw from another ATM, or contact Cash App Support.

Final Thoughts on Cash App Withdrawal Limits

Understanding your Cash App withdrawal limits is crucial to avoid failed transactions and to manage your finances efficiently. Whether you’re withdrawing from an ATM or cashing out to a bank, knowing the daily, weekly, and monthly limits—and how to increase them—will help you navigate the platform smoothly.